Insurance Claims

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Ever wonder why your car accident claim is denied or the insurance company is trying to lowball you on compensation? It is because insurance companies are in business to make a profit.

HOW DO INSURANCE COMPANIES MAKE A PROFIT?

One way insurance companies profit is by collecting as much money as possible in auto insurance premiums while paying out as little as possible in auto insurance claims. You need to understand whose interests the insurance company is protecting. It is not protecting your interests when you file a claim, even if it is your own insurance company!

The company is protecting the interests of its shareholders, which are often institutions that have no sympathy for the hardships you and your family face. The insurance company employs numerous insurance claims adjusters and teams of attorneys to advise it about how to avoid paying claims and, if they must pay a claim, how to pay as little as possible.

You need to have someone on your side who actually is looking out for your interests and whose goal is to help you recover the maximum compensation for your injuries or loss.

DO NOT DISCUSS YOUR CASE BEFORE RETAINING A SKILLED CAR ACCIDENT LAWYER

As soon as the insurance company learns about your accident, it will immediately begin to gather information to help them avoid or limit your compensation. The insurance company, its claims adjusters and its lawyers will try to get you to make statements that will help them with their case against you! Even seemingly innocent statements can be taken out of context or misinterpreted and can end up hurting your chances of recovering full and fair compensation for your injuries.

By retaining an experienced attorney, you can prevent the insurance company from contacting you directly. It will need to contact you through your lawyer. In addition, the sooner you retain an auto accident attorney, the sooner that attorney can begin to build a case to help you maximize your recovery.

Because witnesses forget things or cannot be located, accident scenes can change dramatically over time (e.g., skid marks can disappear), cars get repaired and injuries may seem to heal, you want to contact an attorney as soon as possible after an accident once you receive medical attention for your injuries.

CHECKLIST OF THINGS TO DO AFTER AN AUTO ACCIDENT

  • Make sure you and everyone else are all right
  • Contact the police and an ambulance
  • Get medical attention
  • Answer questions from the police
  • If you are able:
    • Get the names of witnesses to the accident
    • Get the name of the police officer who took down the police report
    • Take pictures of the accident scene and the vehicles involved
  • Write down everything you remember about the accident ASAP
  • Contact an attorney
  • Do not discuss the accident or your claim with anyone before consulting an experienced lawyer for counsel

Contact Riverside Car Accident Attorney Martha Dahdah

We are dedicated to assisting you and your family after a car accident. Please schedule your free confidential consultationwith an experienced and aggressive Riverside Personal Injury Attorney who will look out for your interests and maximize your compensation. Call us at 951-523-8318 or fill out our intake form. We are here for you.

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